Church Loans, Church Finance
Churches, large and small, look to Griffin Capital Funding to provide the financing they need. We have provided financing for churches ranging in size from $75,000 up to our largest to date of $24,500,000 for Celebration Covenant Church in TX. Whether your church is looking for a small loan or a mega church loan we will treat you the same way; world class customer service, 48 hour conditional approvals, no upfront fees, great rates and terms.
We have a clear and simple motto:
Tell them honestly, charge them fairly and close them quickly.
Our Church Loan Philosophy:
- Constant customer contact: If you understand the transaction you can better help us overcome any roadblocks that we may encounter on the way to closing your loan.
- Immediate results: When you submit a church loan to us, we will analyze it and tell you what we can offer within 48 hours, if we can not meet your needs, we will tell you what changes you need to make in order to qualify for the loan.
- Loans that help the church: Our goal is to provide a church loan that puts your church in a better position than before you came to us.
Our Process:
Step One:
We analyze your needs and provide a no cost, no obligation consultation and written proposal that details the terms of the loan.
Step Two:
When you are ready to move forward, your loan consultant will introduce you to your loan processor whom will gather the remaining documents needed to submit your loan to underwriting.
Step Three:
Your church loan consultant will perform a detailed write up of the transaction and submit it to underwriting for approval.
Step Four:
Once the underwriter has approved the loan and you have signed the formal approval we complete any remaining stipulations provided by the underwriter and order any due diligence items that are needed like the appraisal and title report.
Step Five:
Close the loan at a location that is convenient for you.
Why You Should Work With Us:
- No upfront fees.
- More experience: Each year we close over $100,000,000 in church loans.
- Support in 3 languages: We have dedicated church loan analysts that speak English, Spanish, and Korean.
- Customer service: We have dedicated consultants available Monday through Friday from 8:30 am EST to 8pm EST and Saturdays from 10am to 2pm EST.
- Quick answers: Our goal is to provide a quote the same day we receive a request. Our commitment is to take no longer than 48 hours to analyze a transaction and provide a written church loan proposal.
- No personal guarantees: Most of our church loan programs do not have personal guarantees.
Examples of Church Loan Programs:
Easy Qualifier Church Loan Program: Used when a church is growing quickly and can not afford a loan based on historical financial statements but growth trends show that the church will need a larger facility to keep up with demand. This church loan program is also used when a church is in a little bit of trouble; maybe they have had a decrease in membership or income but have stabilized and are in need of refinancing a current loan. The rates are slightly higher for this program than some of our traditional programs.
Traditional Church Loan: Offers some of the best rates and terms available. Loan to values can be as high as 80% and combined loan to values can go as high as 90%.
Sanctuary Saver: This program is used when a church is in trouble with their current lender and needs to refinance their loan. This church loan program can be used to help a church that is facing foreclosure and bankruptcy. Maximum loan to values can not exceed 50% and this is only available in certain areas.
Church Construction Program: Whether your church is looking to construct a new sanctuary, fellowship hall, day care, youth center, or just about any other property type this is a great program. If you already have equity in a property it may be possible to construct the new building without using any money. If you do not own property then the church may be able to borrow up to 80% of the cost of the construction.
Whether you are looking for a small church loan to renovate your property or a big loan to build a new facility we want to be a part of your success!
Please call our office and speak with a church loan consultant today:
800-710-6762










